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Douglas Said:

Will The insurance company reissue the check in my name only ?

We Answered:

Nope, they can't. They HAVE to protect the leinholder, if it's YOUR policy.

BUT, they'd probably write it out directly to the auto body shop.

If it's the other guy's insurance (doubtful, because how would they know that you have a leinholder?), you CAN request the check directly to only you.

Mike Said:

Question regarding car that has been totaled by our insurance company?

We Answered:

Usually what the insurance company does is gets a basic value for your car (autotrader.com), and will offer that amount to you. Do your own research to see what the car's "market" value is, not what kelly blue book is, because there is a negotiable range, but be realistic. you are the only one that is emotionally attached to it. They inspect the car and everything that affects the value. They will offer to "buy" the car in exchange for that amount, or if you want to keep it, they will subtract additional money off for what the car could sell for right now, for the parts, or whatever, called the "salvage value". If you have a loan, they insurance company will pay the bank what you still owe, and you'd get the rest. The bank won't let you keep a totalled vehicle so you'll have to give it up if its on a loan. The title will be marked. If its cheap enough and there isn't major structural damage, you can consider repairing it if you want to, but make sure you have it inspected by a shop BEFORE they start repairing it.
Just because a vehicle is 'totalled' doesn't mean its junk, 'totalled' could be that the repairs cost 70% or more of the market value. A car can be totalled and still be just fine, like hail damage. Good luck!

Juan Said:

motorcycle registration question?

We Answered:

I live in Florida, went threw something similar...The last reg owner died. If you have the bill of sale, go down to your local court house, go to the Clerk of Courts office, and tell them you need to file for a "Declaration of ownership" and explain them the situation. You will then have to go in front of a judge, provide the information, he will then court order a title for it. Then you simply go down to the tag/title office, and get it put into your name. It sounds complicated, it's really not, but the whole process will run you about $350-$500, due to court costs, the title, registration, etc.