NLIC.org

Elsie Said:

I am trying to find the user who asked what was the beatles first release?

We Answered:

<3 BEATLES!!!!

Penny Said:

Car accident... Rear ended... salvage title... Cash settlement?

We Answered:

As long as she has insurance, it's all good. Make sure you get her to pay for both the damage to your car (it doesn't matter that it's a salvage title because she hit you) and the injuries she caused you.

Vivian Said:

My car was recently rear-ended.... I have Two questions....?

We Answered:

If the value of your car is less then $900, they will not pay you to repair it.

A salvage title means that at some point in time, that car was totaled. It was sold for salvage. To get it retitled after it's salvaged, someone got it running again and got it inspected and sold it to you. Chances are, the total value of a 1995 Crown Victoria that was previously totaled and is in poor cosmetic condition is not going to be worth a whole lot more than $900, if that. In excellent condition, which means it looks like new, it's only worth around $3500 so a salvaged car in poor condition is going to get maybe $700 - $800.

Gather your medical bills together along with your estimate and call Progressive. Give them copies of your bills and the estimate. They'll have you sign a medical release so they can get copies of your medical records for the injury. Yes, you have to sign the release if you want the bills paid. They have a right to see the records if you expect them to pay the bills.

Once you have all of that done, they'll make you an offer to settle the entire claim, car, medical and whatever they feel is justified for pain and suffering. You can accept that offer or if you don't feel it is fair, ask for more.

If you hire an attorney now, as several people have suggested, he will take one third of any settlement you receive. At this point, since you haven't even talked to them yet and you don't know what they will offer, I wouldn't go giving away a third yet.

Don't expect to get full price for your car though. Their obligation is to return you to the position you were before and the car just wasn't worth what the damages on it are.