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James Said:

How do I get my car into my name, and out of my dads, with there still being a balanced owed on the car?

We Answered:

Bad news , the car is in your dads name. there is not much you can do until you pay the car loan off.

Alfred Said:

In Oklahoma can you insure a car not in your name?

We Answered:

Yes. You can insure any car if you have an "insurable interest" (tip: Google "insurable interest" for the legal definition) in it. That simply means that you drive the car or the car is in your possession. It does NOT need to be owned by the person insuring it..

Constance Said:

Motorcycle Parking in Bricktown - Oklahoma City, OK?

We Answered:

just park it where there are no signs.

Kenneth Said:

USAA - unpaid claim - going on 35 days?

We Answered:

Sorry about your problems with insurance, but 35 days is very reasonable to wait (so far). You must realize that you are dealing with in insurance company (bureaucracy) who is in the business to MAKE money, not pay it out. The longer they hold onto your money, the more they have to invest and generate profits for their stock-holders.

Yes, they are idiots for losing your title, but proving "negligence" in court will be very difficult unless you can prove they meant malice or deception. Yes, they should pay for your missed time from work, mileage expenses, meals, etc., which will compensate you for your time in getting a duplicate title, signatures, notary fees, etc. Unfortunately, YOU must do it because the title is still in your name; therefore, they cannot do it for you. The longer you take, the longer you hold up your claim, which means more money for them in the long run. Save your receipts, document everything, and present it to them for payment in a neat, clean format.

Taking them to small-claims court is NOT an option unless they REFUSE to pay you for your costs involved in obtaining a duplicate title. They already said they would, so I would hold them to it. If you have to take them to small-claims court, do so only after the claim has been settled / closed; and remember, any payments to you in excess of your actual expenses and vehicle cost/loss is considered excess and can be deemed by the insurance company as "payment" for your current "extra inconvenience".

Fight for your rights and call them every day if you have to. Let them know you are watching their every move, every day. This will keep you from being pushed to the back-burner.

As for the time you are waiting... I've had two cars damaged to the point of turning them into insurance... one was a total loss, the other was more "profitable" for the insurance company to repair rather than total out. I fought for over a year to get my full, fair-market value on the one that was totaled, and more than 4-months on the other one (3-months in the repair shop because they had to wait for parts from overseas and then damaged the car by backing a wrecker into the freshly restored front-end, and then tried to bill the insurance company for the "additional" parts). The insurance company wouldn't pay the "additional" fees, so the repair shop wouldn't release my car :(. It finally worked out in both cases for me... made an additional lump sum on the totaled vehicle for waiting and fighting for my rights, and the other one cost the repair shop $3K (paid to me) for re-damaging my car and making me wait for 3-months to get it back.

Darryl Said:

Chances of mortgage falling through?

We Answered:

Just went VA sounds like it should be good but be prepared for any last minute things that they will require, and they always do

Sergio Said:

Car Reposession Question?

We Answered:

there was more then likely a fee for a new tittle,when you changed your title the bank payed your fee. Not picking it up caused a lein. Call your bank and pay the fee, ask {nicely } to reinstate your loan. Repo fees are on you as " no one told me 'is short of what they will think as a good reason for not reading the the contract. You may need to check your c, report or ask them to remove any bad info. think twice before you use them again, a call or a letter would just be good for all. repo david

Marie Said:

Divorce Settlement Question...Please help if you know law?

We Answered:

Stop trying to screw your ex-husband out of more money.

You signed an agreement. Trying to renege because you didn't sign a quit claim deed is just evil. Why the hell do you think you deserve any rights at all when you're not capable of executing your own contracts? Amazing.