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Howard Said:

Easiest way to remove liens from title search.?

We Answered:

You have the choice of doing this work yourself, or paying the title firm to do the work for you. In either event, the title firm is correct. These folks need to be contacted to sign off on any liens which may exist. This SHOULD have been done when you purchased the land, but I'm guessing that you didn't get title insurance at that time.

Had you handled this at the time of purchase, the seller would have paid for a clear title. Now YOU get to pay for it.

Ralph Said:

Closing costs estimate between 2 lenders. HELP!?

We Answered:

When comparing lenders the only section of a GFE you need to concern yourself with is the 800 section. Title costs, impound accounts, etc will all be the same in the end. Only compare rates and fees in the 800 section as these are the only ones that are subjective.
However, you might look at My Community loans instead of FHA loans. These are newer loan products that are also not credit score sensitive, have a lower PMI factor, and allow for 100% financing instead of 97%. The rates are comparable if not lower. If you want a 3rd quote, I'll bet I can beat them both in rates and fees...

Glenda Said:

What is the Simplified Process of Selling a Used Car to a Private Party?

We Answered:

Meet in a public place.

Take their cashiers check or money order or cash.

Have them sign whatever DMV paperwork right then and there.

Hand them the keys.

Go immediately to the bank.

Then go to the DMV.

Kay Said:

The title insurance shows that summer taxes haven't been paid, what do I do?

We Answered:

the seller must bring them current through the purchase date then they become yours to pay

Theresa Said:

What does PLD: Notice of filing Commitment For Owners Policy of Title Insurance mean in a foreclosure docket?

We Answered:

Sounds like they have a buyer and are working on the title insurance and the committment it needs to be issued.

Maria Said:

What should I do in this real estate purchase situation?

We Answered:

Read your contract!

Your obligations extend to what you agreed to in that contract and nothing more. How were the prorated taxes described? Were they described? If not then you might be liable for an agreed prorata amount on several years of unpaid taxes. If you cannot understand the contract, use an attorney or a conveyancing specialist. It will be money well spent.