Property Title Search

Dawn Said:

What does a property title search involve and what type of information does it provide?

We Answered:

A full property title search involves going through all the recorded documents, court cases, etc. (basically anything of public record). The simplest report will involve a "chain of title" which is basically just a list of who owned the property, who they sold to, etc. A typical report should also consist of tax information, such as whether or not taxes were paid, how much, parcel ID number, that sort of thing. It should also include any easements, and conditions and restrictions (for example, no fences over 6', no single story structures). Normally it will tell you whether or not there is an As-Built survey available for the property if you're in an area that requires it. In some areas it is also a requirement to make sure that the owners and/or buyers do not have any outstanding court cases that may affect the property (i.e. bankruptcies).

That's the simple run down. Basically it involves a Title Examiner pouring over a whole lot of documents and plat maps and a few phone calls here and there if something needs to be verified. That's a very simplistic description, but it gives you the gist of it.

Brian Said:

Is there a way to get FREE property title search to check for liens without having to go to courthouse?

We Answered:

No. Part of what professional investors do is research the properties, however it needs to be done. If you are too cheap to pay for a search, and can't be bothered to go to the courthouse, perhaps this is not the right investing venue for you.

Elsie Said:

What steps do I take to conduct MY OWN title search for a property I am interested in buying?

We Answered:

If you have unlimited time on your hands, go to your County Clerk's office to research properties. Most larger counties have on line records as well although there may be a delay in getting all recorded notices posted on line. I think you'll find it's going to be a bit of a cumbersome process and you will in fact be doing tons of research, likely for no reason.

Assume a home is foreclosed by the second lien holder as you mentioned....how would that affect your decision to make an offer on it? I've bought a number of foreclosures and all I care about is what I can buy it for and ultimately sell it for, regardless of who foreclosed on it.

Larry Said:

How do i do a property title search in California (specifically LA) by the homeowner's name?

We Answered:

tax records/county assessors office

This is public record.

Angel Said:

How do i do a property title search in California (specifically LA) by the homeowner's name?

We Answered:

I'm a broker and have access to the tax records, if you get in touch with me, I can look it up for you.

Alice Said:

Best and most reliable online property title searches?

We Answered:

the liens will show up on the sellers side and you will be given good deed as a clouded title will not go in a sale. You just need to get an owners policy at close so you are protected in the future. Cost is about $50 to you

Leo Said:

How does one order a title search on property (in the United States).?

We Answered:

The title company provides that information, but you may have an easier time getting it from a real estate agent (who already has an account set up with the title company).
I can help you (free of charge) if you're in Las Vegas, click on my profile to send me an email or contact me.

BTW: If there's any way you can contact your neighbor, you may be able to negotiate a short sale with the bank before the foreclosure auction and get a better deal and help your neighbor out at the same time...Just a thought!

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