NLIC.org

Bill Said:

car insurance coverage?

We Answered:

What?

Christian Said:

my mother's car is in both our names, i'm making payments,she has insurance in her name. am i liable?

We Answered:

first of all, if your name is on the title, BOTH of u should be on the insurance as named insureds. if you're not driving the car, u dont have to be listed as a driver, but since you are part owner of the car, you DO have an insurable interest in the car. in other words, if the car is totalled, right now the check will only go to your mom & the bank, not you.
second, even though your mom would be the driver, if the claim exceeds the limit of liability she carries, yes, you can be sued f/ the remainder as it is your car too. maybe it's not fair but YOU are responsible f/ anything you own and/or co-own, no matter what the situation is.
therefore, you need to be put on the insurance and then u can make decisions about what limits of liability are on the car. keeping in mind that you not only need to protect your mother's assets but yours as well, b/c an attorny will go after anything and everything that he legally can.

Marilyn Said:

Oklahoma Statue of Limitations for Debt?

We Answered:

http://bcsalliance.com/statute_of_limita…

Check this link, just pick your state and will give you the information you are looking for and more.

Samantha Said:

What do I need to do to get a title transfered in Oklahoma?

We Answered:

Actually, you are the one that does not need to be there. Make sure all the info on the current title is correct and no liens are being held on it. Then your Grandmother can take the title to the DMV and have it put in her name. Hopefully, you are getting your license soon and will be allowed to be covered on an insurance plan.

Stanley Said:

Can I register a car but have insurance in another person's name?

We Answered:

No. The name on the title, registration, tags, and insurance policy all have to match.

You can't even get tags in one name, with insurance in a different name.

Grace Said:

My car was stolen, no insurance but its paid off and recovered?

We Answered:

Without both signatures on the title, you can't legally get rid of the car. You might try Express Mail for a few dollars to get it to CA and back faster, but Dad's got to sign it.