NLIC.org

Russell Said:

I got a judgment lien from a credit card company?

We Answered:

SOL - Statute of Limitations.
Items that are older than 7.5 years drop off the credit reports.
Let this be - do not make contact of any kind with old creditors - you could re-set the SOL.
If any collector calls you tell them this debt is not yours.
Mortgage lenders will see what you see - your credit reports.
Make sure you saw all 3.
Get them for free at
Annual Credit Report.com
Never fall for tv ads with blue people and silly songs that will charge you for them.
Do you have any current credit card debt?
Pay it in full each month - carrying balances only reduces credit.
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