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Juan Said:

While I was parked on the street my car was struck by a taxi. The driver is uninsured by the company.?

We Answered:

First, call the taxi company and threaten them with a lawsuit unless they pay your expenses. Be reasonable and friendly at first. If they do not accomodate you, then take them to your local small claims court. Remember that you must sue the company where they are located, not in the city you live in. Unless it is the same thing.

Kelly Said:

Refinance tax Deductibility Question- FHA refinance, Primary Residence?

We Answered:

You cannot deduct the processing fee, warehouse fee or the admin fee. You are correct about the loan origination fee. Commitment fees and processing costs are not tax deductible.

Frank Said:

Car is a total loss but why?

We Answered:

Yep, that's it. They have calculated how much a 95 Camry is worth and paid you for it. The concept of auto insurance is to "make you whole", not enrich you. You wrecked a 12-13 year old car, and they did exactly what they said they would do. If you don't owe anything on the car, take the $4400 and use it as a down payment on new or used car.