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Define Title Insurance

Javier Said:

Could any of you that support the healthcare bill explain this to me?

We Answered:

I'm pretty sure it says "Bend Over".

Joel Said:

Salvage Title? Salvage retention? What is up with this whole deal?

We Answered:

If your friend is "driving around with 93 tags" in 2007, it's no wonder she is getting tickets.

Just because a car was bought from a dealership doesn't mean it was never in an accident. Brand new cars are sometimes wrecked in transit to the dealer and issued a salvage title.

In fact, I know where a brand new Ford Mustang is sitting waiting for insurance to look at that was totaled on the way to the dealer.

If it has a salvage title now, it probably did when she bought it new. If she is current with her license fees, why does she still have a 93 tag on it?

You seem to be leaving something out here. What is the real story, starting with what the ticket was for and why it was impounded.

Kelly Said:

Why is it if transsexuals have won large settlements if they arn't covered under labor laws?

We Answered:

You are confused. Most recent court decisions have gone against us. And those include some cases relying on the Price-Waterhouse precedent. The courts are now saying that people born transsexual are NOT covered by laws that cover cisgender folks. In essence they are saying we have no civil rights. That is why it is so important to get included in hate crimes legislation (Bush vetoed) and in ENDA (we were removed).

I have a return question for you. Can you show me these "large settlements"? I doubt you can produuce any thing from the last decade.

Willard Said:

I am refinancing and wanting some help with defining fees?

We Answered:

$3500 is fairly cheap in my opinion. The only thing I would all to the others is look at the origination fee, mortgage broker fee, and discount fee. Many times the guys giving the rest of us a bad name put money or points in all 3 areas to confuse the customer when in fact it is all going to the same place- their pocket. The exception being if you are truly getting a discounted rate- which is highly doubtful.
Everything you listed in your question is standard and it all has to be paid- most does not go to the loan officer but to other entities involved in the process.
I'm curious what rate and terms you're getting onthe loan and the purpose of the loan as well. Some people get so involved in the fees they don't check the rate to see if it is good or not.
I'd be happy to check over your GFE and let you know if it looks fair or where you might want to negotiate a little.

Velma Said:

Could read and edit this essay about my hero?

We Answered:

wow thats good

Audrey Said:

What is your opinion of the Insurance companies using misleading front groups to maintain their stranglehold?

We Answered:

Vile
Disgusting
Putrid
Nauseating
Rancid


They would sell out there own Mothers for $0.01 of profit.

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