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Carolyn Said:

How much does title searches on a house cost?

We Answered:

Really depends on the Title Company what they charge. It can either be a flat fee or a percentage of the sales price. I would say get in touch with a closing agency for real estate transactions and they should be able to tell you roughly what they charge.
Also, there is a difference between a title search and title insurance. Title Insurance is to protect you against any flaws that could pop up on the title after the transaction has closed. It protects against things that could not have been found on the title when the search was done. Such as heirs from before titles were actually recorded, liens placed after the transfer took place etc.
A title search makes sure that the chain of title does not show any liens that were not paid or encumbrances and encroachments affecting the property.
If the property is purchased with a mortgage loan there is normally not any way around a title search, the lender wants to make sure the title on the property is clear before they loan money on the property.
Hope this helps.

Dorothy Said:

What is the cost of real estate title insurance in north carolina - Cabarrus county?

We Answered:

It's usually based on the value of the property. Just as a title company that does business there.

Alexander Said:

At closing, the Owner's title insurance cost me $1231.00 for the property cost 265k. Is it kind of high?

We Answered:

The problem is that no one ever shops for title insurance. The realtors work deals with title companies for kick backs. Next time, make sure to shop around for the insurance.