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Brenda Said:

Real Estate Listing False am I obligated to buy?

We Answered:

1. listings are not exact. Court would rule you had opportunity to inspect and verify property was as expected, or you accepted it as is.
2. You may have a beef with the inspector that he passed the property and the insurance company says it is not code.
3. Removal of the tank will cost more than the $28,000 down payment.
4. Have you sought other insurance companies for liability insurance.
If the property is not as specified in the contract you have to purchase you may have an issue to dispute. If your lawyer is unsatisfactory you may want to consider another.

Daniel Said:

Refinancing my mortgage.....how does these closing cost charges look? Any negotiable ones?

We Answered:

Closing costs include a loan origination fee, points, appraisal fee, title search and insurance, survey, taxes, deed recording fee, credit report charge and other costs assessed at settlement. The closing costs usually are about 2 percent to 6 percent of the mortgage amount. According to the estimate, it looks like your closing costs are right at 4% - exactly in the middle of the typical range.

It may be a good idea to shop around for your refinance loan with different lenders. It wouldn't hurt to see what you could be offered at different lending companies.

Good luck with your refinance! For more tools, advice and articles check the links I've included below: