NLIC.org

Lonnie Said:

Why at 22 years old is a first time drivers insurance so dam high?

We Answered:

The sad fact is that a huge number of young drivers do not realise a car is a killing machine and they drive it as if they are playing a game. A car is a form of transport from one place to another, not a toy. One in 4 new drivers has a bad crash in their first year, and a good proportion of those are caused by idiot driving, at high speeds, overtaking or going round a bend too fast, to impress their mates. No-one is saying you are such a driver but unfortunately the statistics show this is the truth and until young drivers realise this, they are causing every young driver's premium to go up and up.

Take a pass plus course, buy a low group car (see www.parkers.co.uk for car groups - not entirely accurate but it gives you an idea of which cars are cheapest to insure) and use the car only when you have to, as a form of transport to and from places and not just cruising around with your mates - this will keep the mileage down and therefore the premium lower.

There are no "cheapest" companies for young drivers as it depends on the postcode, driving history, occupation and make/model of car.

Kelly Said:

Whats the cheapest Car Insurance for a 23 year old male and reckless driving ticket?

We Answered:

dont assk that here/only generates a bunch of ins co spam that cant help/best is go to local places in your zip code and see what you can do/insurance is local issue

Katie Said:

salvaged title = cheaper insurance? is it true if so why?

We Answered:

You can compare how the insurance quotes would change, for example here - autoinsurance.undonet.com

Rosemary Said:

should i get insurance on a car with a wrecked/salvaged title?

We Answered:

if it has a salvaged title insurance will only give you 3rd party/liability insurance. I've never heard of anyone being able to get full coverage on a salvaged titled car.