NLIC.org

Loretta Said:

What are the average costs on registering a new vehicle and buying a title & tag?

We Answered:

It really isn't a matter how of much it costs for the registration to the state because the real cost will come from the fees that the dealership is going to charge you to file the paperwork. Some states have laws that make that a questionable fee so that is what you should find out and if GA has those laws, you do not have to have that in your total cost or rolled into your financing.

This is the problem with buying with dealers and it is a double edged sword- they make it easy and do all the paperwork for you but at what cost?

Good luck and enjoy your new car!

Jose Said:

Motorcycle DMV/insurance questions?

We Answered:

Get as much resource as you can maybe is one option,however it could be quite time consuming,here

http://www.AutoInsuranceFree.info

is one resource i have had good experience.

Carole Said:

I am 19 and want to get my own car insurance and put my car in my name?

We Answered:

Getting the car in your name will require tax/title, tags, and registration. That can all be completed in one trip to the DMV. Getting insurance is even easier. Just call up Progressive (or any other company you're thinking of) and tell them you'd like to buy insurance.

Felix Said:

Question for Daycare center/summer camp owners, how much does your daycare insurance cost each month?

We Answered:

I've written insurance on a bunch of these.

It doesn't work the way you are assuming. First of all, you can't pay for it "by the month".

Second, coverage for campers injuries is one policy; employees/staff is another policy; the liability you need to rent the camp, or if you get sued, is a third policy.

You're looking for the group accident, workers comp, and general liability policies. Sexual abuse or molestation defense costs, or corporal punishment defense costs, are a seperate policy. The accident policy is rated on the number and age of kids, number of days camp is in session, and if there are any water activities. Workers comp is rated on payroll, and liability can be rated on just about anything from kids, to hours of camp, to payroll, to gross sales - it depends on which company you end up with.

Lastly, all of these policies have a MINIMUM PREMIUM - in other words, even if you have coverage for two days, there's a minimum charge for the policy. For the group accident, it's likely going to be $750; for the workers comp, $500, and for the general liability, $1,000. MINIMUM. It will only go up from there, depending on activities, how many days, payroll, gross sales, number of kids, etc.

It's NOT a 'daycare liability' policy; those are for indoor buildings that ONLY do daycare for a liabiltiy exposure.

If you run camp for four weeks, under 100 campers, it's going to run you about $2500.