NLIC.org

Donald Said:

If I am the lein holder of a car, and the car is totaled, who does the check go to?

We Answered:

Well, as lienholder, you should have been named as an additional insured/lienholder on the insurance policy. Were you? If not, then your cousin will get the $$ and you will need to collect. If you were, then you will get the check and need to issue your cousin a check for the overage.