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Harvey Said:

my reverse mortgage is almost emtey,can i refinance?

We Answered:

There are really only two options. How long ago did you take out the Reverse Mortgage? If it was some time ago, there is a new HECM that just came out called the HECM100. It replaced the HECM150 (which you probably have). THe interest rates are lower, so it allows the borrower to take more money.
Also, if your home has increased in value, you could always sell the home, pay off what you borrowed and use the spare money as cash (depending upon whether or not you find a home of equal or lesser value).