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Tommy Said:

How can people blame the free market instead of the government's easy credit policies for the Crash of '08?

We Answered:

Nice try. Banks are in the business of assessing risk and supposed to be good money managers. They put their straw boys in to suck down all the loans they could get then resold them out of the country as fast as possible, but not fast enough.
You're going to say its government policy for a bank to loan money to people they know can't repay it? Nice try, but it isn't cutting it.
Policy did play a part, but the bottom line is the government can't force banks to take bad risks with their own money and certainly ACORN didn't force anyone either.
Greed lead to this plain and simple and if government was behind it the banks were more than willing partners knowing damned good and well they would get bailed out if it backfired. And it did and they are.