NLIC.org

Mario Said:

protection insurance?

We Answered:

The best coverage for death and disability will be two separate policies. There are life insurance policies with generous disability riders (compared to the days of yore), but they usually have limited amounts, and tend to only pay if you are "totally disabled" not just "partially disabled".

I would suggest searching for these two separately.

Dana Said:

What do you guys know about foreclosure assistance companies?

We Answered:

I would suggest that you seek counseling from a non-profit agency. If you go somewhere else, they may try to take advantage of your situation and make money off of you when you seriously cannot afford it. Try this link:
http://www.hud.gov/foreclosure/
It's for HUD and they have a good list of people who would be able to help you with that. HUD is a firm believer in sending folks to reputable help. The organizations need to pass a rigorous test of standards and ethics in order to be approved by HUD. At this point, I cannot stress enough that you should work with someone who is interesting in helping, as opposed to making money. You can search for HUD-approved foreclosure counselors in your area. It also gives you lots of good options and FAQs.
Here is a phone number you might want to call: 1.888.995.HOPE. It is a hotline that will also direct you to HUD-approved counseling agencies.
Here is the link if you want more info:
http://www.995hope.com/.
I am sorry to hear about your predicament. I know you worked hard to get the house and you want to keep it.
I'll be praying for you!
Godspeed.