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What Is Mortgage Insurance Protection

Cheryl Said:

How can I find out if my neighbor has homeowners insurance and what company it is with?

We Answered:

You're probably going to have to sue him. Then he has a choice--defend the suit himself or report your claim to his insurance company. I don't believe his mortgage company would allow him to carry a mortgage without a liability policy, but he evidently thinks that if he stonewalls, you'll just go away. That's what litigation is for, and he will learn that this was a situation where he should have made the report up front.

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