NLIC.org

Juan Said:

With my 10% deposite I was offered 6.75% deal for 2 year fixed. Is it a good deal?

We Answered:

It doesn't sound fantastic. Are you using a mortgage broker who will shop around for the best deal for you?

While you should have contents insurance and you will need buildings cover for the mortgage the others are entirely optional. It's up to you whether you take them. Me personally, I don't think they are worth it but everyone's circumstances are different. The only thing I would say is don't take them with the mortgage provider - you would be paying well over the odds. Shop around for these the same way you would for car insurance.

Darren Said:

Cadidate X or Candidate Y?

We Answered:

Me thinks the question is a little hard??
I would go with Mr.X personally.
Minimum Wage IS really really low.