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Craig Said:

Finances Question???????????

We Answered:

No. That salary means you are in the 33% Federal tax bracket plus 10% Social Security and Medicare Then State taxes most average around 9% So you get to keep 125k of your salary.
You net 10,417 a month. Of that 5413 is your your mandated expenses. Leaving you 5K to live on. Mortgage 4k, utilities, car insurance, house insurance, property taxes, school taxes, food, clothing, transportation and so on.

Jerry Said:

am i able to get my interest back on my house?

We Answered:

Your interest is less than the standard deduction.

Laura Said:

Car insurance rip off?

We Answered:

Different state and the area within town's accident/theft statistics is what makes up the rates with their driving record. Credit Reports and late credit or mortgage payments have nothing to with automobile insurance premiums aside from your payments to insurance.
Gina
Hope things are getting better for you lately, honey, I'd hate to hear you are still stressing unnecessarily, with a baby on the way, as it isn't healthy for the little one inside because they feel, hear, see to a degree and sense everything you do and some around you too? Take some relaxing moments daily to help you or a nice hot bath before bed or take a little walk occasionally to help relieve the tension of the move, new surroundings and people that should be more considerate of your feelings and more caring about your uprooting the whole family in recent events.