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Carmen Said:

To stay at home with baby or work and use daycare?

We Answered:

I think you should go back to work. You said that you and your husband are not great at sticking to a budget. With all the expenses you have to pay, it might be the best idea for you to have two incomes. I know staying at home is ideal for any new mom, but it might not be the best idea for you. And the quote you got from BC/BS is crazily expensive to pay without having two incomes. You could consider staying at home for the first 5 months of your baby's life, then returning to work. I'm not sure if this would work for you, but around this time is when you can start introducing solid food so you wouldn't have to pump as much milk for the baby.