NLIC.org

Paula Said:

Will someone explain what this article means? (easy best answer)?

We Answered:

if government paid 100% of healthcare costs, people would go see doctor for every minor problem, or even just for fun. This means waste of taxpayer's money.

If people pay a bit every time they see a doctor, they will be way less likely to go waste doctor's time.

John Said:

application question on functional operations of private insurers?

We Answered:

An insurance company's underwritings are limited by its balance sheet (this is known as the solvency ratio). When that limit is reached, an insurer can do one of the following:

1. stop writing new business,
2. increase its capital,
3. or buy reinsurance. The use of reinsurance allows them to pass on risks that they cannot, or do not wish, to absorb themselves.

Johnnie Said:

Do you support Congress's bailout plan, or the House Republicans' bailout plan?

We Answered:

I like the Republican's plan a lot better than the Democrat's plan, but what I really want is for the people who got loans they should not have received to go bankrupt and the bankers who issued the loans prosecuted for fraud.

Milton Said:

What Am I? Democrat, Republican, Independent, or Other?

We Answered:

You have common sense. You are looking like a conservative Republican (although Republicans are not very conservative). Probably between a moderate and conservative, a little closer to the conservative.

McCain is not a moderate conservative. That's funny.