NLIC.org

Albert Said:

Does anyone know of the best and cheapest companies to get back payment protection insurance?

We Answered:

Call your local agent. They will find out for you.

Derrick Said:

Why is payment protection Insurance not worth the paper its written on?

We Answered:

If a credit card company is selling it to you, that should be a red flag that it's a rifoff.

Contact the credit card company and try to get them to honor the agreement.

I'm not sure if there is anything that you can do about this.

Good luck.

Roland Said:

can i get payment protection insurance having survived recent redundancies at work?

We Answered:

I think most policies have a clause excluding redundancies that arise as part of certain events. For example, I found this clause on one policy...

"This policy does not cover any period of Unemployment which arises from any programme of job losses, any departmental or company restructure, or merger with another company, announced by Your employer before the Start Date or within 120 days after the Start Date"

If your situation doesn't resemble the above then it might be worth speaking to an insurance broker who may be able to find you a policy that fits. Brokers can often discuss a case with the underwriters before making an application too.

Violet Said:

help please with payment protection insurance with lloyds tsb?

We Answered:

barclays have one you can download from the website, it would make sense if lloyds do to as it saves the company money in telephone operators and postage

also next time you buy payment protection or any insurance for that matter check out defaqto they are the independant insurance reviewers and they rate the companies on how often the claims payout among other factors

Kristen Said:

how to claim back payment protection insurance from yorkshire bank?

We Answered:

In the first instance you should get in touch with the bank in question and explain your dissatisfaction. They will then reply to your complaint and explain the complaints procedure and the steps you should take (Ombudsman service etc) if you are not happy with their own explanation of events.

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find and IFA please go to http://www.unbiased.co.uk