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Franklin Said:

how to do a Mortgage Protection Insurance ?

We Answered:

Mortgage protection coverage for an individual is typically not cost effective, as it is has a death benefit that continually decreases in proportion to your mortgage and usually doesn't cost much less than level term. It is usually better to include your mortgage amount in your regular life insurance planning.

Exceptions:
1) If you are married or have a joint mortgage, many mortgage protection plans will offer a joint first-to-die option that can be more cost effective, particularly if there is otherwise a modest or no life insurance need.
2) If a proposed insured may be marginally insurable, many mortgage protection policies are simplified or guaranteed issue.

Caroline Said:

Claiming back mortgage protection insurance payments?

We Answered:

I believe 'yes' = see link.

I suggest you start off any claim yourself .. if you get nowhere you can pay one of the dozens of 'claims advisers' to take up you case (for approx 30-50% of the value of compensation).

Rose Said:

Where in the US can you buy job loss mortgage protection insurance?

We Answered:

Refinance with Bank of America and you can get it with them....at least you could before.