NLIC.org

Alma Said:

accident, sickness and unemployment insurance? UK?

We Answered:

Sounds like you are in the UK.

What you are after is a Personal Accident & or Sickness Policy and or a Permanent Health Insurance. These can be sold by independent financial advisers or general insurance brokers.

xxVP

Rhonda Said:

Do I need homeowners insurance during foreclosure?

We Answered:

Look at it this way - what if the house burns to the ground. Then whose going to pay? You will be fully responsible. However, I'm surprised that the mortgage company isn't paying. I used to work in a foreclosure department, and we were always sure that insurance was up to date, in case of such an occurrence. I would call your mortgage company to find out its status.

Penny Said:

In probably going to lose my job due to downsizing within a month ?

We Answered:

The most important thing is that you don't evade your creditors. In fact, if you do lose your job, contact your creditors and let them know about your situation. The truth is that mortgage companies would MUCH rather work with their clients than have to foreclose on them (God forbid). It's probablly a good idea to go ahead and contact them now that you're still employed to let them know that you may lose your job in the near future. Trust me, they will work something out with you. Most people just evade their creditors, which only makes things bad, and which is why people don't know these things. I hope it helps. Good luck, brother!

Javier Said:

Home Insurance Coverage In California?

We Answered:

Progressive will cover the house and it's contents.

The part for the mortgage is with the mortgage company. They will pay under certain circumstances. talk with your mortage company on that.

Lawrence Said:

unemployment rate not accurate? I'm an out of work realtor (paid by sales commissions) and don't show up in ?

We Answered:

We figure out our unemployment rate the same way we have for decades. But which state refuses to allow commissioned sales people to apply for unemployment?




SFC
US Army
Retired

Bessie Said:

UK! Legal question: If you insure your mortgage for unemployment and ask to be alleviated of responsibility--?

We Answered:

If it wasn't for Mr Brown and Labour, this bank would have gone out of business. Fine for net borrowers, whose mortgages would be bought by another lender, and would notice no difference. Not fine for net depositors who would have lost their savings in excess of the government deposit guarantee. Be grateful to Gordon.