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Zachary Said:

If I went to volunteer overseas and got killed does that invalidate my life insurance policy I have to cover?

We Answered:

That would probly be covered. Most of the time it is. But read your policy or ask your insurance company or agent.

I would take out a regular level premium 30 year term policy. Mortgage life is a decreasing death benefit. So, make sure you know what you have and see if you need to change what you have now.

Jose Said:

Can the bank ask to be put as a benificiary on my life insurance?

We Answered:

Think for a moment about the purpose of their request. It is to ensure that the debt you owe to them is repaid in the event that you should die before the mortgage is redeemed.

If you do not want to have the bank as a beneficiary on your work's insurance policy, arrange another suitable life insurance policy and have the bank as a beneficiary on that policy.

Daryl Said:

do i need critical illness cover on my life insurance?

We Answered:

You can easily check life insurance quotes in internet, for example here - lifeinsurance.awardspace.info