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Curtis Said:

will mortgage on a house use supplemental insurance policy to pay that off?

We Answered:

Well, I think you're very confused, by this question. What TYPE of supplemental? Disability? Disability only kicks in if the insured becomes DISABLED. And a mortgage company can't "invoke" someone else's policy.

Brandon Said:

Deed in my name Mortgage in Mom name-whose name on Home Owners Ins Policy?

We Answered:

I would imagine both you, as owner, and the bank, as mortgagee. The bank is entitled to be paid back their interest should there be a catastrophe affecting the property's condition, and you as owner should have the ability to file claims for damage, defects, etc.

Now, your mom should probably be added as an "additional insured" the same way I might add a property manager to a policy covering a rental property if they routinely enter the property.

Most people don't add their children to their policy, or tenants, just the owner and the bank.