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Life Insurance Online

Wanda Said:

Life insurance quote online?

We Answered:

None. Find a reputable agent in your local area.

Larry Said:

Whats the best way to sell a non life insurance online?

We Answered:

. It is either LIFE insurance or it's NOT. There is NO 'non' life insurance. That might be called accident or health insurance.
But if there was NON life insurance, you couldn't sell it online because it has to be Regulated. And it isn't because it does NOT exist.
thank you.

Mary Said:

Is it wise to buy life insurance online?

We Answered:

Short answer: no

Online quotes are always based on the best rates the company can possibly give you (Super Preffered health status), so they look like they are cheapest company to deal with

It is far easier to deal with an insurance broker who can cut to the chase and tell you exactly what it will cost rather than getting a cheap quote then finding out when it's approved it will cost you a pile more becuase you aren't in impecible/abnormally good health.

There may also be a unique situation, that the online application would not look at. For example, if you are a smoker, some companies have 'stop smoking' incentives where they refund premiums. The initial quote will be more expensive than the others, but when you quit smoking it ends up being FAR cheaper. Every company underwrites a little different so a broker can assess your situation and find the best company to suit your situation.

Plus cheaper isn't always better. You might have an opportunity to pay an extra $1 to be with a company that has been around for 100 years, rather than the cheapest who might be a fly by night company that ends up bankrupt in a few years. A broker will know the good companies from the bad.

Try this site to find the best life insurance

http://best-life-insurance-usa.blogspot.com/

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

Susan Said:

Should I buy life insurance online?

We Answered:

Absolutely not! Nor should you buy life insurance from your insurance agent. The only source qualified to provide you with life insurance is a properly qualified financial planner or advisor who is implementing life insurance as part of a comprehensive financial plan.

Kristina Said:

Getting life insurance quotes online?

We Answered:

If you're smart, you won't do either. Any insurance website is going to "low-ball" the premium, likely skipping options and underwriting issues that will affect the price. More importantly, life insurance is an intricate financial tool and should ONLY be obtained as part of a comprehensive financial plan through or under the direction of a properly qualified financial planner or advisor.

Note: An insurance agent is typically NOT a qualified financial advisor.

Alexander Said:

How do I find life insurance leads online?

We Answered:

Hey Nicola, I found a great software program a few months ago that's great for finding any kind of insurance leads including life insurance. It's called Lead Evolution.

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