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Jorge Said:

My lender transferred my mortgage. Why?

We Answered:

Except for the place where you send your check, it should be transparent and have no effect on you.
Most loan originators sell the loans shortly after closing.
In the financial products industry a mortgage is a product just like a car or a loaf of bread. It is possible your loan will be sold again, maybe 2 or 3 times.
In the old days local savings and loans usually held mortgages throughout their lives, however in the 1990's it became common practice to sell the loans to a consolidator that purchased thousands of them. The consolidator then put them all together in a different product called a mortgage backed security which was sold to large investors like banks and pension funds