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Rebecca Said:

Married Filing Joint or Married Filing Separately?

We Answered:

If you file separately, then you can only claim the medical bills on one of the returns. In almost any case, filing jointly will give you the best advantage, Consult a tax professional to be sure.

Erica Said:

joint mortgage with ex girlfriend?

We Answered:

Your solicitor should be able to advise you further.

If you still have your keys you can wait till she is out and get the locks changed and they speak to your solicitor with regards to getting her removed from the deeds and the mortgage.

Heidi Said:

If a couple who had a joint life insurance policy both died who would get the money?

We Answered:

Most life insurance policy have a primary beneficiary and a secondary beneficiary. Assuming the the surviving spouse was the primary the secondary would get the money. If they did some planning the children would be the secondary and they would have a will which would give guardianship of the minor child. I assume the guardian would be the aunt in this case. The will would also indicate that any inheritance the children would receive be in trust to be overseen by a trustee, which is usually the same as the guardian.

Manuel Said:

I need legal advice on a joint mortgage?

We Answered:

It's so strange, I knew the answer just by the title. Even though you don't ask an actual question in this story.

You either need to work it out with your brother, or you need an attorney. Probably both.

Vickie Said:

sole to joint mortgage?

We Answered:

No, there is no easy way to add you onto the loan later. You would have to fill out the exact same paperwork as if you were buying the house in the first place. In the old days, some loans were "assumable" and you could take it over. Not any more.
Your only chance would be to go to a private lender and pay 8% interest. They would allow you to be on the title and the mortgage. After 12 on-time payments a regular bank would loan to you even if your credit was still bad. You would have proved that you could handle the mortgage..

Josephine Said:

How come I have no claim on the car, since I paid for mortgage and insurance?

We Answered:

The car IS indeed his after divorce is fanalized by law once divorce papers are signed and filed. However, you can use it until them because it is a marital asset. If he changed the locks, you change them back and don't get HIM new keys...at divorce time complete, in in your written and hopefully extremely long and detailed agreement of settlement, you have the right to 1/2 of the book value of the car the day divorce motion a long time ago was done. That Means if on that day, the book value or sale privately I'd argue, is 22 gs, you are entitled to an offset of 11Gs of all valueables. If there are none, he MUST pay you at time of divorce 11 Gs, and if he cannot, you can have him arrested after the divorce and jailed, until he's paid up....and he will have to pay the county for room and board accrued and interest accrued on the dough he owes you.

Make sure your divorce lawyer is extremely competent....

If it goes in front of a judge, the judge might be slightly more sympathetic tow rads you, but you'll only keep paying your lawyer. Not good. They are leeches.

I suspect there is a lot of bitterness. After a 19 year marriage and my ex starting an unexpected divorce (she was getting laid on the side when I was a work), I now know to cut losses short. Move on ASAP, but never forget his terrible character defects for the rest of your Life, so that the red falgs will keep coming up to protect you... Read the self help book Boundaries and learn them.

I'd secretly take things very very valuable you two have and sell them for cash and claim you do not know where they are.

Please read THE DIVORCE HANDBOOK. I appreciate your generosity during the marriage ( wish I had it from my ex), but it is time to nickel and dime him during the divorce and fight viciously for every last penny in every conceivable areas you might think of as outlined in the book.