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Larry Said:

Where can I find out if someone has taken out a mortgage on my home without my knowledge?

We Answered:

All good answers here. Keep in mind the calls you are getting are about "life insurance" to protect against the early death of a breadwinner who might be paying a mortgage. That's what the term "Mortgage Protection" means in the business. My guess is it's just a cold telemarketing call. The person calling may not even know if there is a mortgage on the property. They are just dialing phone numbers perhaps in an area where there are a lot of property owners.

It does happen, but the odds of him having gotten a mortgage on the property are slim.

But check your county clerk's office to see if documents were recorded. A scam that was recently running in a major city was the false recording of "quit claim deeds." This is where a scammer would go into the clerk's office and file a document which the true owner supposedly signed relinquishing their rights to the property. You can imagine what could happen from there. Yes, this was occurring in a major city. It made the news.

I am sure most recording offices have a tighter reign over their business, records, and procedures than this.

Anyhow, check the records, check your credit. Get the incoming number from caller ID if you can and call them back. And if it were me, the next time they call, I would say I am the person they are looking for. Then you can find out what it's about. If they are looking for a male and you are female or vice versa, then find someone who can do it for you. If necessary, put them on hold and run to get a neighbor who can pretend to be the person.

Your mind might not be set at ease until you know why they are REALLY calling - regardless.

Good luck...

Have a great Holiday.

Courtney Said:

American Home Mortgage files for bankruptcy protection, isn't it too bad Bush won't let you?

We Answered:

Right, individuals can't file for bankrupcy even though 90% of bankrupcies are due to inability to pay medical bills.

Happy Birthday, health care companies,
Happy Birthday, credit card companies........
Happy Birthday, pharmaceuticals......
Happy Birthday to you!

Tyrone Said:

where can i find a list of new home buyers in jacksonville fl?

We Answered:

mortgage protection, imo, is a ripoff. You're better off selling straight term life.

You can BUY a list of home buyers - they're offered for sale. Or, you can get a mailing list from the property transfer notices in your local paper every week.