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Cost Of Mortgage Protection Insurance
Sonia Said:
How much does the firefighters can refused the service when fee are not paid?We Answered:
Since they had this particular system, requiring payment for service, I believe the fire department has no legal compulsion to save the house or save anybody's life. Maybe they have the moral obligation to save a life, if they can do so without endangering themselves. But after all, they didn't set the fire. They would have no more obligation than anybody else who happened to be nearby.I don't know whether fire insurance is even available in that location. If it is, I assume that it would require or at least encourage homeowners to pay the fire department fee. I also assume that if the fire department fee is not paid, fire insurance would be a lot more expensive.
My guess is that this particular homeowner didn't have insurance.
If the owner still owes a mortgage, he will now decide whether he will keep the land and continue paying the mortgage, or go into foreclosure.
If the fire department had put out the fire even without the fee being paid, then not many people would bother to pay it. Then there would be no funding for a fire department at all. There would be no help if you couldn't put out your own fire.