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Eva Said:

What is the best house insurance to buy?

We Answered:

House insurance is insurance to cover your house, if it burns down or such.

YOU are talking about LIFE insurance, either a decreasing term insurance policy, or straight term. It's going to be rated based on how old you are, what your health is like, how much the mortgage is, and how many years you have left.

Ever thought about consulting an estate attorney, and putting the house in trust? Then letting the life insurance policy fund the trust, to pay property taxes, insurance, food, and utilities, after you pass away? That provides housing to him, without giving him any income.

Amy Said:

give me best answer for loans,insurance and mortgage?

We Answered:

For all three:

GO TO A BROKER IN EACH INDUSTRY. Too many people are just going to the bank or a captive agent because they are there. You're paying way too much and not getting something that suits you! Brokers will find somethign that suits your situation and can likely get you a better price as well! The bank wants to sell you their mortgage...they don't care if it's best for you, they just want to sell their product. A Broker just wants to sell you A mortgage and has access to tons of companies including that bank anyways...doesn't matter who it's with...he just wants to find you the best mortgage to 'make a sale' and he'll do what he needs to, to find the best one for you.

Javier Said:

What is the best life insurance for a young person 22-35?

We Answered:

I recently posted an article on my blog attempting to answer the question of age and life insurance.

http://gardenstatelifeinsurance.blogspot…

I hope it helps to answer your question.