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Accidental Death Mortgage Insurance

Anna Said:

Stay at home moms...have you ever thought thru an accidental death of your husband and what you would do?

We Answered:

You've made me really think here. I know I'd be okay - like another poster said - I know where everything is - who to call - etc etc.....if it were the other way around........I'm so going to make a box with all of that stuff in it separately just in case it's me that goes and not the other way around. (I hope not - I look forward to siting in my rocking chair on the porch with him, watching our grand kids run around).However it's good to be prepared in any case.
As for finances - we've got a separate policy that would pay off the mortgage and any other debt (we don't have a lot) that with our life insurance/his his work insurance either he or i would be okay to live off of it for quite a few years (might jack it up a bit more - now that I'm thinking about it) So as for the fear of daycare - heaven forbid if he or I were to go tomorrow - we'd be able to still stay home until the youngest kids were in school full time or longer) At which time I was planning on going back to work anyway....( and with a bit less stress as there's no mortgage to have to pay for)

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