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North Carolina Mortgage Lenders
Edward Said:
After foreclosure (North Carolina), can your mortgage co.make you pay what they lose in a foreclosure sale?We Answered:
North Carolina's Statute of Limitation laws are complex.Basically, they have 3 years on most debts, but 10 years for judgements.
I would assume you have a judgement. And if you do they have 10 years to sue you.
Sounds like you are talking about a large sum, it might be worth your time to consult a lawyer about your legal standing.
Carrie Said:
How can I find a good deal on a mortgage in New York state?We Answered:
hate to say this but you are between a rock and a hard place -- really the 6.95 is not that bad considering the mortgage situation right now and your out of state status -- i would go with the loan in hand!!!Jeanne Said:
can i walk away from a real estate purchase agreement prior to closing?We Answered:
I depends upon the terms and conditions of the contract you signed and applicable NC law. You shold contact an attorney.Velma Said:
im looking to get a mortgage in north carolina for 300,000 , im going to put 10% down which is 30,000.?We Answered:
You are a PRIME example of what went wrong with the housing market. You want a loan you clearly can not afford and you want to hide that fact with a no doc loan.Steven Said:
What is the maximum amount that a mortgage lender have hold in your escrow account in North Carolina?We Answered:
Your escrow payments are dependent on what you are escrowing. Take the total yearly payment of everything you want ot escrow (IE: Taxes, Insurance, Homeowners association dues) add them together and divide by 12. This amount will be your monthly escrow payment. Add that to your Principal and inetrest payment to get your total monthly payment. as for the maximum amount typically lenders will collect a 2 or 3 month cushion to avoid a shortage when the escrowed bills come due. I hope this helps you out. I am a Mortgage Broker in NC if you would like more info e-mail me at cameron@coastline-mortgage.comCalvin Said:
Has anyone been put in a subprime predatory lending AMR mortgage? If so, did you have to file bandruptcy?We Answered:
Your lender accelerated your income and you are complaining?