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Rodney Said:

What would be a market mortgage interest rate right now?

We Answered:

Got to www.bankrate.com and enter your information. They have many local rates. You have a great credit score so you should be able to get the best rate available.

As to the small vs big, the only concern I would have with a small lender is if they are really a reputable company. Check the rates first. If the big banks are offering the best rates, then you don't have to worry about the little guy.

Good luck.

Loretta Said:

Is this a good time to become a Mortgage Lender? What is it going to take to succeed?

We Answered:

My friend is Mortgage Lender. It's going to take being bilingual to succeed and have an advantage over the others. This friend of mine is bilingual & is the only bilingual mortgage lender in the city. Because of this, all the hispanics go to her without researching the other lenders.