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Tracy Said:

Would you hire me? Feel free to correct any thing?

We Answered:

For starters...it's way too long!!!!!

Definitely change your objective....especially the part where it says "to grow with a company." It sounds kind of like something a teenager would say in their resume (please don't take offense, you asked for help).

Say something like....... "Seeking a position where I can apply my experience and knowledge toward the growth and success of the company."

Or

"Looking to use my experience and knowledge to help in the growth and success of the company."

Of course, those are generic, but something along those lines sounds much more professional than what you have listed above.

Also, I think a big downfall on your resume will be the number of jobs you have listed and the fact that you only stay with companies for a year or less (I think there was one company on there with two years)

This does not look good at all. A hiring manager will look at that right away and know something is not right. They will also avoid hiring you for fear that you may only stay with their company for less than a year. And, in reality, it's a huge waste of time and money for companies to train you, pay you, and possibly have you leave soon after.

If I were you, I would only list your three most recent jobs. If you get an interview, you can always mention your oldest jobs then....but only if they ask!

And, remember, a resume should be kept to one page!!! One page and half of another one is still ok, but remember....the shorter the better.

Work on some things and post this resume again. We'll let you know how it looks. But from someone who hires people on a daily basis, I would really redo this resume before turning it in.....Honestly, I would not even give you an interview if you turned this in to my company.

Hope this helps!

Isaac Said:

Can the Democrats escape from the FBI, investigations are under way?

We Answered:

Everybody that is suspected of doing things illegally gets investigated.

Felicia Said:

Borrowing against my stock for a downpayment on a home?

We Answered:

i would be very leery about borrowing against stock -- what happens if the stock takes a dive -- i would listen to poster number two == most folks do not realize they also have about a 15% monthlly payment cost in maintenace and upkeep when they buy a house == i would a while save more for a down payment and imporve my credit score!!!

Diana Said:

Can a mortgage broker get a refi approved if the appraisal has not been released and the customers are low inc

We Answered:

No.

A mortgage broker does not lend his/her own money. They shop around to banks. The bank's underwriting staff have the final say. That said, they often have close relationships and have a good idea if something is likely to get approved.

A mortgage banker would be a different story. They have their own money to lend, but then they usually need to be sure that they can sell the mortgage to re-lend that same money. Again, they have to apply pretty strict underwriting so that they will be able to sell it.

good luck!

Sonia Said:

Is the FBI nonpartisan or do Democrats control them too?

We Answered:

Very, very nonpartisan. No political party controls the law enforcement wings of this country.

Gary Said:

Is this correct - 24 large corporate lenders under FBI Investigation?

We Answered:

I think this is just for public consumption. There is virtually no chance of incitements if these companies are major donors. We need public hearings on matters like this. There is just too much corruption to trust any of these birds.

Would you expect to find honesty in a Bush Justice Department?

Jorge Said:

Why is Senator Schumer in such a panic to bail out mortgage defaulters?

We Answered:

I think you are making unnecessary allegations regarding these mortgage originators or investors and their ethics. The mortgage industry is like a pendulum, they are encouraged by government to make loans available to low-income individuals and then they are later told what they were encouraged to do was ethical. There may have been some unethical acts by some people (especially many brokers), but there is no way many people who are now homeowners would have ever been so without special products. Most of the people who purchased ARMs or other specialty loans knew what they were getting into or should have. There are few exceptions to a contract from being binding, and most of these should be. I think government should be very careful before they go imposing new regulations and looking for companies to make scape goats. It is sad there are and will be many people who may not be able to make their payments, and some people may need some help (and many mortgage companies are working, and always have, with their borrowers to ease their burdens), but I would hate to see too much intervention. The pendulum will swing back, there will be people crying out that they can't get loans, but that's just how the cookie crumbles. If there were illegal acts someone must be accountable, but we shouldn't be reaching.