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Anthony Said:

Should we sell our house?

We Answered:

any transaction is affected by the bankruptcy until its removed 10 years from the date of bankruptcy court discharge

Mathew Said:

What does Endorsement Allonge to Note and Allonge to Note mean? Please explain.?

We Answered:

"allonge" is a rarely used term that means that there is too much to write and it won't fit on the 1st piece of paper. It warns you to look for a separate piece of paper. It often is used for long lists of names.
This paper shows that the loan at one time was owned by Ohio Savings.

If you received notice that Wells Fargo owns your loan, you are protected by law if you make your payments to Wells.

Ricky Said:

Maybe biggest and frauduent 'bail-out funds' given to wrong people?

We Answered:

If the bailout money had been given to the people, they would have spent it, giving this country a huge boost. It would have ben a short term victory however because the underlining issues are still there. They should have addressed those before handing out checks.

Rose Said:

WAIT, does anyone in this room remember any recent history ? how about Bush's zero down initiative?

We Answered:

When the real estate market was riding high and everyone was buying. There was not a peep out of old McCain or Bush, warning everyone not to buy. In fact the opposite happened. They advocated to buy, buy, buy. And took credit for it too. Now when things turned sour it's "oh those Democrats" they are to blame. Please

Ralph Said:

Need some advice on mortgages?

We Answered:

Check www.bankrate.com
I would always try to deal with a lender directly, rather than a mortgage broker. Some brokers can advertise a very low annual rate for your mortgage, but pad the bill with hidden charges.

Guy Said:

Credit check requirement for mortgages?

We Answered:

No, if they use your income as well as his, they'd have to use your credit also.

Edward Said:

Should Congress extend Unemployment Insurance?

We Answered:

It's only the Republicans of Congress that are fighting extending unemployment benefits. They've even been rude enough to call the unemployed Hobo's. Thousands of jobs are lost every day. Our economy is sinking into quick sand, our financial institutions are screwing us with their outlandish interest rates, health insurance premiums goes up and allowed services become less. I really wonder what the Republican unemployed feel about this? I think that the Republicans continue to shoot themselves in their feet, even though they started all this and they will pay dearly in November, while they continue to fool themselves into thinking they're they're going to take back power. They have a rude awakening coming.