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Rhonda Said:

best mortgage lenders?

We Answered:

Hi Suzanne,

There are a number of quality lenders out there. Make sure to read online reviews and ask family and friends who they have gone with. Going with a lender you can trust is a better bet than just a company that gives you the best deal.

Check out Quicken Loans when you have the chance. We can close your loan in half the time of most other lenders and are the nation’s #1 online lender. We’ve helped almost a million clients get the perfect mortgage for their financial situation.

If you're interested in refinancing or buying a home I suggest you speak with a trusted mortgage professional and then both of you can decide what's best.

Let me know if you have any other home loan questions. I've included some links that have more in-depth info on home loans that may be useful. Good luck!

Johnnie Said:

Pre-Approval for mortgage. Best lenders in Northern NJ?

We Answered:

Hello

Please e-mail me PBurke@prbinc.com There are a few thing we should go over before you buy a house.(yes its free) Just to tie up loose ends, which I found a few of in your brief description. I work for Price Raffel & Browne as a financial advisor www.priceraffelbrowne.com I can tell you we can get you a better interest rate and guide you properly through the process. My friend was in your position and ran into many costly middlemen, road blocks, ect. I will talk to you soon.

Best Regards,

Patrick Burke
Price, Raffel & Browne
The Leadership Edge For Financial Decision Making

475 Park Ave South - 18th Floor
New York, NY 10016
PH 908-278-8284
E-mail - PBurke@prbinc.com
www.PriceRaffelBrowne.com

Ruben Said:

When is the best time to look for a mortgage lender?

We Answered:

Now. It usually takes 12 weeks to get the money.
Try your local bank first and if you have payments taken right from your checking account that usually shaves 1/2 a point off the interest

Nina Said:

Who are the best lenders out there right now regarding re-financing a home mortgage?

We Answered:

always be careful of no closing cost loans! or very low closing cost loans! the better question is what rate are they charging you! processing fees are charged to all loans! All banks charge fees the question is what will you be charged! banks do not have to show you yieldspread! this is money the bank makes for charging you a higher rate.
all banks and most brokers charge a average of 3% in fees
most companies split this up between up front fees and what is refered yieldspread.

you could find rates now as low as 5.50% depending on your credit scores! find a lender that will find you a great rate and a low APR ! Good luck!

Lydia Said:

Anyone have any idea who the best mortgage lender is these days?

We Answered:

With that credit score you should be able to secure a loan at a great rate. Just be sure to choose a direct lender or credit union like Pentagon Federal, or Bank America or similar. Brokers can shop around and get different loan programs and are most useful if you think you have a credit issue, but with good credit you should be able to use just about any reputable lender... direct lender.