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Maxine Said:

Obtaining a mortgage with poor credit?

We Answered:

No matter how small the mortgage lender is, they are not likely to go out on a limb for someone who is "trustworthy". That's what caused the housing crisis in the first place.
These days, your credit has to speak for you and it has to speak well. 650 is almost the bottom of the barrel of credit scores that banks will take for mortgages. Anything else, and you're looking at high interest rates.

As far as them re-writing the loan for you, you would have to consider your state laws. Your husband might have to sign over his rights, you might have to use equity to "buy him out" of his portion of the deed...there are a lot of factors that come into play with joint ownership. Your loan officer should know how to handle that, though.

Arlene Said:

Mortgage Broker - Poor Credit-Canada?

We Answered:

credit-report-score.10001mb.com - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.