NLIC.org

Leona Said:

Does anyone know what direct lender use only "experian" credit score to refinance on mortgage?

We Answered:

None of them only use Experian. They all pull a tri-merged credit report. They all use the middle score. You won't find one that just uses Experian.

Frances Said:

any1 here is a mortgage specialist for a bank or a direct lender?

We Answered:

You should look for some quotes from a broker that can access the rates from multiple banks, like at www.bestmortgageanswers.info

The important thing to remember is that you can bring these quotes to your local bank, and they will match them.

Janet Said:

Seeking a recommendation for a mortgage broker or lender in San Diego.?

We Answered:

I did business with Fred Highley , of Countrywide , in San Clemente , when I bought a house in downtown San Diego , and he was totally professional , and courteous . He made the purchase easy , and stressless .

Willie Said:

whats the best way to get a loan modification, deal direct with my mortgage lender or obtain a attorney.?

We Answered:

The best thing is to deal direct and if you need any information contact counselors approved by the U.S. Dept. of Housing and Urban Development (HUD). These non-profit group offers free financial counseling and will help you to know the payment methods.

Marcia Said:

Bank or direct lender for FHA mortgage?

We Answered:

Normally that is all a person look at is the interest rate of a mortgage loan. The interest rate plus the length (term) of the loan will determine the monthly payment.

To properly compare one mortgage loan to another you would need to obtain the Truth In Lending (TIL) statement from both your lenders. The TIL would indicate the Annual Percentage Rate (APR) Now you are a able to determine which mortgage loan is better,since the TIL will tell you the cost of your loan to include all points, and fees for the first year of the mortgage loan.

The higher the APR the more you are paying for your mortgage loan.


I hope this has been of some benefit to you, good luck.


"FIGHT ON"