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Deborah Said:

what are the largest mortgage lenders in the united states ?

We Answered:

Countrywide is one of the largest.

Shelly Said:

What does it mean when mortgage lenders "pump $200 billion" into the "markets?"?

We Answered:

You are close to the answer, the point is to try and bail out the banks by allowing the Fannie and Freddie Mac agencies to buy up the loans. Unfortunately, the agencies are a bit tight on cash at this time, so the oversight committee is letting them bend the rules in hopes they will go out and spend billions on more loans. Considering that the agencies are already losing lots of money, I don't see how buying more loans (many of them junk), and lowering their cash positions will help anyone. It does "sound" good though, at least to some people... but in the end it's tax payers who will bailout the agencies when they go belly up.

Sorry about the pessimistic tone, that's just how I interpret it.

Philip Said:

If my mortgage lender goes bankrupt is it possible that I could buy back my own note for less?

We Answered:

The notes are sold in a huge bulk, they are not divided up into individual notes. They can not be sold as you are dreaming.

Melissa Said:

Who are the largest US mortgage ARM Lenders?

We Answered:

ameriquest probably. or they go by amc these days. why do you ask?

Christian Said:

What do U think about the gov't becoming our nation's largest mortgage lender?

We Answered:

The government needs to stay out of the private sector!

Adam Said:

Do mortgage lenders care more about total balance on a debt or how much you have to pay per month on it?

We Answered:

Student debt is considered installment loans - not bad for your credit.
It's credit card debt that can seriously harm you.
If you have any credit cards make sure you pay them in full each month.

The amount of student debt will directly reduce the total amount of mortgage you will qualify for.
I would keep the student loan debt since the interest is probably very low.
And I would start aggressively saving for a 20% down payment on a home so you don't have to pay the PMI which can add thousands to a mortgage...