NLIC.org

Willie Said:

change in career from bank business manager to mortgage broker...?

We Answered:

I am sure you will be greatly respected as well. Try doing something meaningful with your life, or you will end up with a semi-detached bungalow, hundreds of yards from a Public-House, and unable to talk of anything but newest Mobile Phones. Dolt.

Try looking at, for example,

www.slavery.org.uk

Rick Said:

If i was ripped off by a mortgage company to whom do i go for independent advise ?

We Answered:

contact financial services authority (FSA) they have a good website they are like an obudsman

Yvonne Said:

Why do mortgage lenders offer better rate to independent broker compared to what they offer on the high street

We Answered:

Hello,

when a client goes tro see an Independent Mortgage Broker, the broker will first of all do a factfind to find out as much as they can about the client. they will then pump this information into a database of mortgage products in order to find the best one in the given circumstances. Banks need to make sure they have competitive rates to finish at the top of these search engines. If the same client goes directly into a bank then there is no comparison and therefore no need to offer such competitive rates.
At the moment in the uK the reverse is actually true. Many banks are offering better deals direct and trying to knock mortgage brokers out. This is called "Dual Pricing".

Katherine Said:

Do independent Insurance agents have an incentive to charge more for the policies they offer? ?

We Answered:

they don't set policy premiums, the issuing company sets the rates. The company also sets the commission that the agents receive when they sell a policy.

Darren Said:

What is a black out dealing with income/finance or mortgages?

We Answered:

Obviously the documentation was not sufficient.

Lester Said:

Need a Mortgage Broker. I am a qualified mortgage broker, does anyone have any questions they need answering?

We Answered:

How much commission do you normally make from lender? percentage or fixed fees etc?

I'm wondering I should go for a similar job.

Danny Said:

First time mortgage advice needed - looking for a partially offset guarantor mortgage?

We Answered:

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