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Clara Said:
What is included in a monthly 'home' payment?We Answered:
There are several costs to owning a home. First is the mortgage payment, which includes principle and interest. Depending on the lender you may have to set up an escrow payment (usually tacked on to the mortgage payment) to cover insurance and taxes.Next you have utilities. This is gas, electricity, and water. This varies depending on your lifestyle and climate.
The last set of items are non necasary items. This is usually cable and telephone. The cost is determined by the options you get.