Hawaii Mortgage Lenders

Christine Said:

who are some mortgage lenders in hawaii?

We Answered:

First Hawaiian Bank
Bank of Hawaii
American Savings

Melinda Said:

Why do Mortgage lender's interest rates vary? is it wise to choose the cheapest?

We Answered:

Whether you take a 15 or 30y mortage is up to you. Most people take 30y. 10 years ago it was unheard of to have anything but a 30y mortgage.
- Also the 4.25% is the highest PUBLISHED rate, the highest rate (low down payment, low credit) could easily be over 10%.

It's wise to talk to a mortgage broker to find out what is the best situation for you.
I'm in the process of refi-ing a loan. The lowest rate I was quoted was 3.5% but that included $2500 in closing costs. However, another loan was 3.875% with $1200 closing, which ultimately saves me money.

Janice Said:

Aravinda makes $3450 a month before taxes, and has a monthly car payment of $350.?

We Answered:

/////
22)a=p(1+i)^n
a=2000(1+(5%/4))^(4*2)
=$2208.97

Discuss It!