NLIC.org

Michael Said:

Need help with getting mortgage approved?

We Answered:

Can the military help you in this situation? Don't they have offices on base that deal with issues like this?

Connie Said:

Wife owns a house, I'm not on title or mortgage. Can I buy a house on my own income?

We Answered:

If your income was included for getting the mortgage on the home then you might have a problem with the debt to income. Next if it is because you are trying to get the home buyers rebate, forget about it as you are married and own a home (especially if the interest is deducted) you are not eligible

Ken Said:

Mortgage Question - Rural Areas?

We Answered:

You are better off skipping FHA and getting a conventional loan.

Nicholas Said:

What lenders allow no seller seasoning in this market?

We Answered:

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Reginald Said:

Mortgage question. I looking for a lender that will do a stated income program in GA?

We Answered:

In the face of the mortgage problems going on these days, finding a conventional lender that will do a state income loan will be hard. These and other loans of this type is what has cause the nations mortgage problems.

You would be smart to seriously consider if you really need and want a stated income loan.