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Isaac Said:

what is the best mortgage rate that I can find with a score of 773,746,698?

We Answered:

Your credit is outstanding and would not have a problem getting qualified but my concern is how are you going to pay your mortgage. A mortgage payment for an average priced home in California is going to be about your monthly income as it is. I would recommend a condo or town home but even then your looking at $2000 a month mortgage payments. My opinion is to not buy but rather rent as if that is your only income I don't feel that it would be in your best interest to buy a home. I would be more than happy to help you but I just wouldn't feel comfortable with the process under those conditions. If you have any questions please feel free to email me tadgeman@yahoo.com.

Beatrice Said:

Sharing some information for mortgage rate. Let's shop together and find the best one?

We Answered:

It does not matter what other people might get as an interest rate nor what bank they got the interest rate.

Each individual's interest rate is based on that individual's credit score and how they have paid their debts on their credit report.

There are many things you should do, but the first thing you should do is contact a mortgage broker that does FHA mortgage loans and get pre-approved. This is the first step. Once you have your pre-approval then contact a real estate agent to look at house based on what you are qualified to buy.

This pre-approval will tell you the amount of house you are qualified to purchase as well as the interest rate, monthly mortgage payments and other necessary things you need to know about your mortgage.

I hope this has been of some use to you, good luck.

"FIGHT ON"