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Ida Said:

I need a mortgage lender in so california,but have unusual circumstances, help.?

We Answered:

Let me ask you this, would you give anybody any loan if they come to you saying I make an X amount of money but I can't prove it and I have not filed returns for the past 5 years

Sorry, you are late to the table with stated income, you can't prove it, no one is going to lend you a mortgage loan today.

Scott Said:

how do I get a list of mortgage lenders for a geographical area. ie; Orange County California?

We Answered:

http://www.erate.com/orange_county_mortg…

Jennie Said:

I live in central California. I wanted to buy a condo. The mortgage lender said unless 51%?

We Answered:

This is how they protect themselves - 51% owner occupied = stability and careful attendance to maintenance.

To say it another way: most people don't wash a rented car.

Bessie Said:

which mortgage lenders service California and dont execute a irs 4506 form?

We Answered:

You will want to get a NIV (no income verification) loan that does not require a 4506T rather than a stated income loan that does require it.

Ana Said:

Where can I find a list of all California based mortgage lenders? Thank you?

We Answered:

stay away from World Savings Bank. they are predatory lenders.