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Pamela Said:
When purchasing an additional house, is it best to use the same mortgage lender or a different lender?We Answered:
Irrelevant - go with whoever will give you the best deal.Teresa Said:
When buying a home, what is the best lender to use for a mortgage?We Answered:
I have two houses with mortgages, and here's what I learned:Great banks = Wells Fargo Home Mortgage and Wachovia Mortgage. Great rates, minimal paperwork, intelligent banking staff.
Horrible banks = Bank of America and Ditech (legal name is GMAC). Rates are higher than everyone else, mountains of paperwork, and their banking staff are dumb as a box of hair (they applied my entire mortgage payment to extra principal, then charged me a late payment fee for not paying my regular mortgage payment).