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Geraldine Said:

Who is best to get a home mortgage through?

We Answered:

As of today's rates, depending on where you're buying and how much you're financing, 6.25% is dead-on for the 30 year fixed mortgages today. Assuming no more than 1% origination fee and other costs being reasonable.

I never discourage my clients from getting other offers. You should always talk to a couple places, I'd recommend 1-2 brokers, 1-2 banks, and try the credit union too. In my experience, credit unions have decent rates and low costs. Banks have higher rates and average costs. Brokers will come in on both sides, depending on who you find. Theoretically, a broker should be able to get you the best deal. In practice, not always the case.

But it doesn't sound at all like you're getting screwed or taken advantage of, again assuming that's 6.25% 30 year fixed with reasonable costs.